A Fresh Start
The Traub Law Offce, P.C.
7719 Wood Hollow Drive, Suite 200
Austin, TX 78731
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If your expenses are greater than your income then you have to contend with a budget deficit and there are only two ways you can deal with this. You can earn more money or you can spend less – it is as simple as that. Unfortunately it is easier said than done some of the [...]
One of the first things that you will need to do when you decide to start improving your credit score is to get copies of your credit report to see where you need to start taking action to boost your rating.
There are three major credit bureaus that you will need to contact. They will send [...]
Besides reducing your spending and making the most of the money that you earn the other way that you can reduce debt faster is to make more money.
Whether you are self employed or work for a wage you should be looking at ways to work longer hours where possible to make more money. There are [...]
In the current recession, how to get out of debt is a question that is affecting more and more people. It is very easy to get into debt when you go through a bad patch financially. You may have lost your job, had a long time off sick or lost a part of your income [...]
The percentage of people who are getting behind and defaulting on the repayments of their student loans has been steadily increasing over recent years. It can be very difficult when you finally graduate and find that you owe thousands of dollars in student loan debt and the job that you have isn’t paying quite enough [...]
One thing you should always allow for when planning your credit repair process are unforeseen financial emergencies.
Even something as little as having to take your pet to the vet could place enough strain on your finances to make payment of debts difficult.
Bigger problems such as job loss and sickness will have a bigger impact and [...]
As obvious as it might sound any boost you can make to your income will help you to handle your debt and help to repair your credit score sooner.
With a low credit score you might be paying more interest on your loans and be unable to get better rates but you can make up the [...]
Unsecured debt consolidation loans can be the answer for anybody who is having trouble managing their finances and does not have anything to offer as security for the loan.
Unsecured means that the loan does not depend on you owning property or other assets that the bank would foreclose on if you did not pay. [...]
Child support is a high priority debt that you must pay no matter how difficult your financial position might appear to be.
There are a number of reasons why you need to make child support payments top priority. Quite apart from the fact that your children shouldn’t have to suffer for your financial dilemma and the [...]
About 12% of homeowners are at least 1 month late on mortgages, report says
Foreclosures are spreading to near-epidemic proportions, expanding beyond a handful of problem states and now affecting almost one in every eight American homeowners.
The economy, driven down by the collapse of the housing bubble, is in turn driving the growth of the housing [...]