A Fresh Start
The Traub Law Offce, P.C.
7719 Wood Hollow Drive, Suite 200
Austin, TX 78731
A Fresh Start
The Traub Law Offce, P.C.
7719 Wood Hollow Drive, Suite 200
Austin, TX 78731
Home / Credit Cards / Debt
To a lesser extent than your credit history, the amount of your credit and the time you have had credit, your credit score will be affected by the type of credit that you have.
You can estimate that this will account for approximately 10 percent of your credit score on average.
As with most other areas of [...]
A lot of identity theft occurs on the computer where thieves get access to your information online.
Due to this you need to be particularly careful to protect your information when using a computer to access your online banking information and also when using credit cards to buy products online.
Many of the viruses that are created [...]
Many people who have had a good record of debt and bill repayment are surprised to find that their credit score is lower than it should be.
This can occur when you have been a victim of identity theft or there has been an error on your credit report.
Identity theft is more widespread that many people [...]
It is top priority to pay all your overdue taxes as soon as possible due to the compounding problems that occur.
With penalties and interest on overdue taxes it doesn’t take long for the total to mount up where you will be paying more for those than the original amount outstanding.
Federal taxes are one of your [...]
Don’t even try to get by without a budget as you will be setting yourself up for failure. It’s as simple as that.
Without a budget you can’t hope to have control over your finances as most people will find that once they start doing a budget they realize all the additional expenditure they have in [...]
If you have had major credit problems in the past then you need to take action to show that your current financial standing and credit management is no longer in the state that your history represents in your credit reports.
There are events that can happen in life such as divorce and bankruptcy that are often [...]
‘Debt Cures They Don’t Want You To Know About’ is a book by Kevin Trudeau published May 2008 which claims to blow the lid off the finance industry. It is a follow up to his 2007 book, ‘Natural Cures They Don’t Want You To Know About’ which exposed the pharmaceutical industry and medical practitioners for [...]
Sometimes it is worthwhile getting the bank to reduce the credit limits on your cards but you will need to consider the situation carefully before deciding because there are a number of factors that can affect your ability to improve your credit score.
If you have the ability to reduce your overall debt then reducing your [...]
Often people will do things that affect their credit score without knowing that they are doing so and cause it to be lower than it should.
There are so many different businesses that allow you to have credit cards for purchase at their stores and offer a credit limit on those cards to entice people to [...]
You should update your loans and get better deals when your credit score improves.
Lenders are always looking for clients and they prefer good clients to bad. As your credit score improves you will be in a position to get finance at better interest rates and when this happens you should look at replacing the loans [...]