A Fresh Start

The Traub Law Offce, P.C.
7719 Wood Hollow Drive, Suite 200
Austin, TX 78731

Which debts to pay first

Which debts to pay first

The debts that need paying first are the ones that will cause you the most grief if left unpaid.
It goes without saying that taxes are at the top of the priority list as the IRS has more powers than anyone to recover the monies owed to them and failure to pay their account on time [...]

Posted On: February 6, 2010
Posted In: Debt
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Secured credit

Secured credit

In certain circumstances where you are having difficulty getting credit due to a low score you might need to consider getting secured credit.
Secured credit is where you have some form of collateral as security for the money borrowed.
An example of this would be a loan where you use an asset such as a house or [...]

Saving money

Saving money

At some stage you will want to begin saving money to cover costs that will be occurring in the future, however until you have paid off your debt that is costing you money in interest and penalties it is not wise to save money.
You need to reduce and eliminate your debt thereby cutting off the [...]

Taking time to rest and relax

Taking time to rest and relax

You might feel like there is no time for you to rest and relax and you feel guilty about the fact that you do occasionally take a bit of time out.
Here is the fact of the matter — no matter how much work you feel you need to do or how much income you feel [...]

Identity theft via the computer

Identity theft via the computer

A lot of identity theft occurs on the computer where thieves get access to your information online.
Due to this you need to be particularly careful to protect your information when using a computer to access your online banking information and also when using credit cards to buy products online.
Many of the viruses that are created [...]

A learning experience

A learning experience

While it might be hard to look at your current situation with a positive attitude there is a good opportunity for you to learn from this and ensure that it doesn’t happen again.
By following positive steps towards reducing your debt and understanding why you got in debt in the first place you will know precisely [...]

Credit counseling agencies

Credit counseling agencies

Credit counseling agencies can offer you a lot of help in reducing your debt. With the experience that they have they will be able to quickly sort out a budget for you and show you how to manage your budget, your income and your expenditure.
Get recommendations from people within your area who have used specific [...]