A Fresh Start

The Traub Law Offce, P.C.
7719 Wood Hollow Drive, Suite 200
Austin, TX 78731

Life After Debt

Life After Debt

What will the future hold for you once you get over your debt and finally become financially free of the burden that has stressed you for so long and stopped you from sleeping at night?
With your debt cleared, and excess funds available each month over and above your expenditure, you need to consider the best [...]

Posted On: July 2, 2009
Posted In: Debt
Comments: No Responses
How to Calculate Your Credit Score

How to Calculate Your Credit Score

To have the best chance of improving your credit score you will need to have a good understanding of how it is calculated as that will help you to decide on the actions you need to take.
Credit score is a numerical calculation based on a number of factors that helps lenders decide whether you are [...]

Plan for Financial Emergencies

Plan for Financial Emergencies

One thing you should always allow for when planning your credit repair process are unforeseen financial emergencies.
Even something as little as having to take your pet to the vet could place enough strain on your finances to make payment of debts difficult.
Bigger problems such as job loss and sickness will have a bigger impact and [...]

Fair Debt Collection Practices Act

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them.
This article gives a summary of the provisions as [...]

Leveraging Your Income

Leveraging Your Income

As obvious as it might sound any boost you can make to your income will help you to handle your debt and help to repair your credit score sooner.
With a low credit score you might be paying more interest on your loans and be unable to get better rates but you can make up the [...]

Going beyond the budget

Going beyond the budget

While the budget will help you to manage your debt and to begin eliminating outstanding debt if you have excessive amounts of debt then you are going to need to take a little more action to reduce the impact this will have on your life, your credit rating and your future.
If you have a lot [...]

Finances and Stress

Finances and Stress

There’s no doubt about the fact that being in financial difficulty is one of the most stressful things that you will need to handle in your life. How you handle the stress will determine how well you come out of your financial problems and more often than not how quickly you can turn your life [...]